:root{--bg:#F6F7F9;--paper:#FFFFFF;--ink:#0B1726;--navy:#0D2A47;--navy-2:#143A60;--muted:#5A6B7E;--line:#E5EAF0;--line-2:#D6DEE7;--orange:#E85A1A;--orange-2:#FF7A38;--orange-deep:#C24612}*{box-sizing:border-box}html,body{margin:0;padding:0}body{font-family:Manrope,system-ui,-apple-system,sans-serif;background:var(--bg);color:var(--ink);-webkit-font-smoothing:antialiased;line-height:1.55}.wrap{max-width:1320px;margin:0 auto;padding:0 32px;width:100%}h1,h2,h3,h4,h5{font-weight:700;letter-spacing:-.025em;margin:0;line-height:1.15;color:var(--navy)}p{margin:0}a{color:inherit;text-decoration:none}.nav{display:flex;align-items:center;justify-content:space-between;padding:22px 0}.brand{display:flex;align-items:center;gap:12px}.brand-mark{width:40px;height:40px;border-radius:12px;background:var(--navy);display:grid;place-items:center;color:#fff;font-weight:800;font-size:18px;position:relative;overflow:hidden}.brand-mark:after{content:"";position:absolute;right:-6px;bottom:-6px;width:18px;height:18px;border-radius:50%;background:var(--orange)}.brand-name{display:flex;flex-direction:column;line-height:1}.brand-name b{font-size:14.5px;font-weight:700;color:var(--navy)}.brand-name span{font-size:10.5px;color:var(--muted);margin-top:3px;letter-spacing:.2em;text-transform:uppercase;font-weight:600}.nav-links{display:flex;gap:4px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:999px;padding:5px}.nav-links a{padding:9px 16px;border-radius:999px;font-size:13.5px;color:var(--ink);font-weight:500}.nav-links a:hover{background:var(--bg)}.btn{display:inline-flex;align-items:center;gap:10px;padding:14px 22px;border-radius:999px;font-weight:600;font-size:14px;border:1px solid transparent;cursor:pointer;transition:transform .15s ease,background .15s ease;white-space:nowrap}.btn:hover{transform:translateY(-1px)}.btn-orange{background:var(--orange);color:#fff}.btn-orange:hover{background:var(--orange-2)}.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-2)}.btn-light{background:#fff;color:var(--navy);border-color:var(--line-2)}.arrow{width:22px;height:22px;border-radius:50%;background:#fff;color:var(--orange);display:inline-grid;place-items:center;font-size:11px}.btn-navy .arrow{background:var(--orange);color:#fff}.breadcrumb{padding:12px 0 0;font-size:12.5px;color:var(--muted);display:flex;align-items:center;gap:8px;flex-wrap:wrap}.breadcrumb a:hover{color:var(--orange)}.breadcrumb .sep{opacity:.5}.breadcrumb .cur{color:var(--navy);font-weight:600}.lhero{display:flex;justify-content:space-between;align-items:end;gap:32px;padding:48px 0 28px;flex-wrap:wrap;border-bottom:1px solid var(--line)}.ltag{display:inline-flex;align-items:center;gap:10px;font-size:11px;letter-spacing:.22em;text-transform:uppercase;color:var(--orange);font-weight:700}.ltag:before{content:"";width:28px;height:1.5px;background:var(--orange)}.lhero h1{font-size:clamp(36px,4.4vw,56px);letter-spacing:-.035em;margin-top:18px;line-height:1.12;padding-bottom:4px}.lhero h1 .pop{color:var(--orange);font-weight:700}.lsub{color:var(--muted);font-size:15px;line-height:1.6;max-width:520px;margin-top:22px}.lmeta{display:flex;gap:32px}.lmeta small{display:block;font-size:10.5px;letter-spacing:.22em;text-transform:uppercase;color:var(--muted);font-weight:700;margin-bottom:6px}.lmeta b{font-size:14px;color:var(--navy);font-weight:600}.ltabs{display:flex;gap:6px;margin:24px 0 0;background:#fff;border:1px solid var(--line);border-radius:18px;padding:5px;width:fit-content;max-width:100%;flex-wrap:wrap}.ltabs a{padding:10px 18px;border-radius:999px;font-size:13px;color:var(--muted);font-weight:500;white-space:nowrap;transition:all .15s ease}.ltabs a:hover{color:var(--navy);background:var(--bg)}.ltabs a.active{background:var(--navy);color:#fff}.llayout{max-width:1320px;margin:0 auto;padding:48px 32px 96px;display:grid;grid-template-columns:240px 1fr;gap:56px;align-items:start}.ltoc{position:sticky;top:32px}.toc-label{font-size:10.5px;letter-spacing:.22em;text-transform:uppercase;color:var(--orange);font-weight:700;margin-bottom:14px}.ltoc ol{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:2px;counter-reset:tt}.ltoc ol li{counter-increment:tt;font-size:13px}.ltoc ol li a{display:flex;gap:12px;padding:8px 12px;border-radius:8px;color:var(--muted);transition:all .15s ease;line-height:1.45}.ltoc ol li a:before{content:counter(tt,decimal-leading-zero);color:var(--orange);font-weight:700;font-size:11px;flex:none}.ltoc ol li a:hover,.ltoc ol li a.active{background:#fff;color:var(--navy)}.lprose{max-width:760px}.lprose section{padding:0 0 36px;border-bottom:1px solid var(--line);margin-bottom:36px}.lprose section:last-of-type{border:0}.lprose h2{font-size:22px;letter-spacing:-.02em;margin-bottom:18px;scroll-margin-top:24px}.lprose h2:before{content:"";display:block;width:28px;height:3px;background:var(--orange);margin-bottom:14px;border-radius:2px}.lprose h3{font-size:16px;margin:24px 0 10px;color:var(--navy)}.lprose p{font-size:14.5px;line-height:1.7;color:#2a3744;margin:12px 0}.lprose strong{color:var(--navy);font-weight:700}.lprose a{color:var(--orange-deep);text-decoration:underline;text-underline-offset:3px}.lprose ul,.lprose ol{padding-left:20px;margin:12px 0;font-size:14.5px;line-height:1.7;color:#2a3744}.lprose ul li,.lprose ol li{margin:6px 0}.lprose ul li::marker{color:var(--orange)}.ldata{display:grid;grid-template-columns:1fr 1fr;gap:0;background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden}.ldata>div{padding:14px 18px;border-top:1px solid var(--line);border-left:1px solid var(--line);min-width:0}.ldata>div:nth-child(-n+2){border-top:0}.ldata>div:nth-child(odd){border-left:0}.ldata small{display:block;font-size:10px;letter-spacing:.18em;text-transform:uppercase;color:var(--muted);font-weight:700;margin-bottom:5px}.ldata b{font-size:13.5px;color:var(--navy);font-weight:600;word-break:break-word}.callout{background:#fff;border:1px solid var(--line);border-left:3px solid var(--orange);border-radius:12px;padding:16px 20px;margin:20px 0;font-size:13.5px;line-height:1.6;color:var(--navy);display:flex;gap:14px}.callout .ic{width:30px;height:30px;border-radius:8px;background:#e85a1a1a;color:var(--orange);display:grid;place-items:center;flex:none}.callout b{display:block;font-weight:700;margin-bottom:4px;color:var(--navy)}.lfoot-note{font-size:12px;color:var(--muted);font-style:italic;text-align:right;margin-top:24px}footer{background:var(--bg);border-top:1px solid var(--line);padding:24px 0}.foot-line{display:flex;justify-content:space-between;font-size:12px;color:var(--muted);flex-wrap:wrap;gap:12px}.foot-line a:hover{color:var(--orange)}.foot-line .links{display:flex;gap:18px}.rights-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin:18px 0}.right-card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 18px;display:flex;gap:14px;align-items:flex-start}.right-card .num{flex:none;width:30px;height:30px;border-radius:8px;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:700;font-size:12px}.right-card b{display:block;font-size:13.5px;color:var(--navy);margin-bottom:4px}.right-card p{margin:0;font-size:12.5px;color:var(--muted);line-height:1.55}.cgv-step{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 20px;margin:12px 0;display:flex;gap:16px}.cgv-step .n{flex:none;width:32px;height:32px;border-radius:50%;background:var(--orange);color:#fff;display:grid;place-items:center;font-weight:800;font-size:13px}.cgv-step b{display:block;font-size:14px;color:var(--navy);margin-bottom:4px}.cgv-step p{margin:0;font-size:13px;color:#2a3744;line-height:1.6}input,select,textarea{font-size:16px}@media(max-width:980px){.llayout{grid-template-columns:1fr;gap:32px;padding:32px 24px 64px}.ltoc{position:static}.nav-links{display:none}.ldata,.rights-grid{grid-template-columns:1fr}.ldata>div{border-left:0;border-top:1px solid var(--line)}.ldata>div:first-child{border-top:0}}@media(max-width:640px){.wrap{padding:0 16px}.nav{padding:16px 0}.lhero{padding:24px 0 18px;gap:16px}.lhero h1{font-size:clamp(24px,7vw,32px);margin-top:12px}.lsub{font-size:14px;margin-top:14px}.lmeta{gap:18px;flex-wrap:wrap}.ltabs{margin-top:18px;border-radius:14px;overflow-x:auto;flex-wrap:nowrap;-webkit-overflow-scrolling:touch}.ltabs a{padding:8px 14px;font-size:12.5px}.llayout{padding:24px 16px 48px;gap:24px}.lprose section{padding:0 0 24px;margin-bottom:24px}.lprose h2{font-size:19px;margin-bottom:14px}.lprose p,.lprose ul,.lprose ol{font-size:14px;line-height:1.65}.ltoc{display:none}.foot-line{flex-direction:column;gap:8px}}@media(max-width:420px){.wrap{padding:0 14px}.brand-name{display:none}.btn{padding:10px 14px;font-size:12.5px}}